I don’t know a lot about bugs but I count it as a win when I see a new native insect in my garden, especially a predator. I think this is Dolichovespula maculata, who goes by many names but the coolest one is blackjacket.
Our yard was all lawn when we moved here a couple years ago, and eerily devoid of bugs. I am feeling emotional that there are apparently enough flies and caterpillars now to support this terrifying new friend ðŸ˜